You can either have your cash funds wired directly into your bank account, or you can convert your funds into NewlyWish credit.
To have your funds deposited directly into your bank account, go to your gift tracker and click "Schedule Disbursement". Your funds will then show in your bank account in 3 - 5 business days, minus the 2.65% credit card processing fee.
To convert your funds to NewlyWish credit, go to your gift tracker and click "Convert to NewlyWish Credit". The credit will then be automatically applied to your next NewlyWish purchase.